⚠ Important Notice: We provide services only to clients residing in the United States ⚠
Facing Foreclosure? Speak with a HUD Housing Expert Today
Foreclosure can feel overwhelming, but facing it doesn’t have to mean facing it alone. HUD-certified housing counselors are here to guide you through every step, offering tailored solutions that fit your unique financial needs. Begin taking proactive steps today to protect your home, secure your future, and rebuild financial security.
Debt counseling provides a clear overview of your financial obligations, helping you understand your debt-to-income ratio and prioritize repayment. With our guidance, you’ll gain control over your finances and make informed choices.
Get Expert Guidance, Explore Your Options
Already in the foreclosure process? Learn what steps you can take to stop it, protect your finances, and explore affordable, counselor-supported solutions tailored to your situation.
Take Action,Secure Long-Term Stability!
After your session, you’ll have a customized action plan designed to help you stay on track. We provide continued support, resources, and tools to help you protect your home and achieve lasting peace of mind.
Step 1 Start With a Free Foreclosure Counseling Session to Save Your Home
Speak with a HUD-certified counselor right away to review your mortgage status, explain your rights, and explore all available options to stop or prevent foreclosure.
Step 2 Review Your Mortgage, Missed Payments, and Foreclosure Timeline
We’ll help you understand your lender’s process, how far along you are, and what legal protections or workout options may still be available, even if time is limited.
Step 3 Explore Loan Modifications, Forbearance, or Repayment Solutions
Your counselor will work with you to create a plan, whether through loan modification, forbearance, or emergency relief, to help you keep your home or exit with stability.
Step 4 Get Support, Legal Resources, and Guidance to Avoid Eviction
You’ll receive housing resources, legal aid referrals, and follow-up support to help prevent eviction, protect your family, and rebuild your financial foundation.
Access step-by-step guides, hardship letter templates, budgeting tools, and foreclosure prevention resources built to support you through tough times. Explore your options, stay informed, and take control before it’s too late.
What Can You Do If I’m Struggling to Pay My Mortgage?
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We’ll walk you through options like forbearance, loan modification, short sale, or refinance, and help you build a plan with budgeting and support programs.
Can You Help Stop or Prevent Foreclosure on My Home?
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We can’t stop a legal foreclosure, but you may still have options. Speak with a certified counselor now to explore possible ways to keep your home.
Is There a Fee for Foreclosure Counseling Services?
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No cost, no catch. Foreclosure prevention counseling is completely free and designed to help you get the support you need without added financial stress.
How Soon Should I Get Help If I’m Behind on Mortgage Payments?
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Don’t wait. The sooner you reach out, the more options may be available. Early help can make the difference between keeping or losing your home.
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